What Inspired a 28-Year-Old Donor to Consider Ball State in Her Estate Plans?
A few years ago when Marci Hladik (BS '00) was only 28, like many young people, she had no plans for her estate if she happened to pass away. There was no legal documentation that her parents, friends, or other family members could reference to determine what to do with her finances or estate.
This proved to be a much bigger issue when she was involved in a car accident, leaving these questions lingering in the minds of those who cared for her.
Thankfully, she fully recovered and soon after established a living will so her family would know how to fulfill her medical wishes. But that still didn't address the issue of how to handle her finances, including her philanthropic aspirations.
She found out through her employer that she could designate a percentage of her life insurance policy to fund scholarship programs here at Ball State and worked with the Ball State University Foundation to create a planned gift of life insurance.
A Way to Give Without Affecting Her Income
"Even if you don't have a lot of money right now, life insurance is a way to give money in the future," she said.
Hladik first visited Ball State as a senior in high school and fell in love with the campus's tranquil atmosphere and helpful faculty. Her determination to help others and make a difference led her to study social work and to be introduced to Dr. Harry J. Macy, the head of the social work department at the time.
"My ultimate goal is to see the continuation of the social work program at Ball State," Hladik said. "I want students from all backgrounds to go into social work and any assistance I can give will help."
Her decision was to fund the Harry J. and Delpha S. Macy Scholarship. This program is for seniors studying social work who have a dedication to advancing the field. The scholarship is much needed due to the rigors of the program.
"You really can't work any kind of job while you're in your senior year. There just aren't enough hours in the week," she said.
Hladik's planned gift was a convenient and generous way to leave behind a legacy. Her hopes that future students will continue in the field of social work are now insured thanks in part to her designation and the Harry J. and Delpha S. Macy Scholarship.
How You Can Help Future Ball State Students and Change Lives
Hladik's courage and selflessness shows that age is no deterrent for those who want to change lives through charity. By donating a percentage of your life insurance policy to us, you are changing lives without affecting your own.